I would like to add that nowadays it is quite difficult to find honest lenders because many are trying to cheat their customers, or earn some fraud, for example, recently read new start capital it seems quite a well-known company, which has many customers but it is also involved in bait and switch type schemes. They lure you in by sending you direct mail with a “personal reservation code” and a low-interest rate of 4-5%, and in the end, you get a rate of 18-24% per annum. So be careful and watch out.